What Netexem does for insurance agencies — the short version.
Netexem is a phone system for insurance agencies across the U.S. that routes auto, home, commercial, and life calls to the right licensed producer. Softphones on iPhone, iPad, Mac, and Vision Pro mean after-hours quote calls and claims reach a real agent — not voicemail. Recordings, SMS follow-up, and webhooks into your AMS keep every lead documented.
Here is what makes phones hard for insurance agencies
Roughly 47% of insurance inquiries land outside business hours. Your team left at 5:30, the phone rings at 6:47, and by morning that prospect already has quotes from three other agencies. About 85% of callers who do not reach a human on the first try never call back.
It gets worse with claims. A policyholder whose car is on a tow truck does not want a voicemail tree. They want a producer on the line.
Most SMB phone systems were not built for this. They route by department, not by line of business. They die on weekends. They do not push call events into your AMS, so your CSRs key the same data twice. And producers end up giving out personal cell numbers just to stay reachable — which is how books of business walk out the door when an agent leaves.
Features built for how an agency actually runs.
Six things every independent agency, broker, and multi-location shop should expect from a phone system — and one place to get them without per-feature upcharges. Compare against the full business VoIP platform or the Netexem softphone your producers will actually carry.
Smart call routing by line of business
Auto, home, commercial, life, and health calls each find the right licensed producer or CSR — not a generic queue.
After-hours and on-call routing
A claim call at 8 PM rings the on-call producer’s softphone directly instead of dying in voicemail. Schedule by day, by week, by rotation.
Call recording with retention controls
Useful for E&O defense and documenting consent on quote calls, with configurable two-party consent prompts where state law requires them.
Softphone on iPhone, iPad, Mac, and Vision Pro
Producers take quote calls from anywhere using their business number — not a personal cell that follows them out the door.
SMS from the business number
Missed-call text-back, quote follow-up, and renewal nudges recover leads that would otherwise go cold after a missed call.
Webhooks and REST API into your AMS
Push call events, recordings, and transcripts into Applied Epic, AMS360, HawkSoft, EZLynx, or AgencyZoom so client records update without double entry.
How agencies actually use it.
Five concrete scenarios from agencies across the U.S. — auto, home, commercial, life, and Medicare books.
After-hours auto claim
A policyholder calls at 7:42 PM after a fender-bender. The call routes to the on-call producer’s softphone on their iPhone. They pick up, take FNOL details, and text a confirmation — all from the business number.
Commercial renewal cycle
Sixty days before renewal, the producer dials the insured from the Mac softphone. The call event posts to AMS360 via webhook, the recording attaches to the client file, and the CSR sees it on the dashboard the next morning.
Open enrollment surge
A Medicare agency hits peak volume in October. Ring groups distribute inbound calls across producers, missed-call text-back catches overflow, and no temp staff is required.
CAT event response
A hurricane hits a coastal market. The agency flips on a CAT-event greeting, routes claims calls to a dedicated queue, and producers across three states pick up using local presence dialing.
Multi-location brokerage
A four-office independent agency runs one phone system across all locations. Calls route to the right office by line of business and ZIP, and every producer has a single business number that follows them to any device.
Connects to the AMS you already run
Netexem connects to Applied Epic, Vertafore AMS360, HawkSoft, EZLynx, and AgencyZoom through our open REST API and webhooks. Call events, recordings, and transcripts post into the client record so your CSRs are not keying the same data twice.
Click-to-call works from any AMS that supports a tel: link or a webhook trigger. If your AMS exposes an API, our team will help you wire it up — that is part of the onboarding, not a paid add-on.
The phone system behind the insurance vertical.
The Netexem insurance setup sits on top of the full business VoIP platform — cloud PBX, SIP trunking, auto-attendant, IVR, ring groups, and call routing. Producers use the Netexem softphone on iPhone, iPad, Mac, and Vision Pro, or pair it with Yealink desk phones at the front office. Review per-seat pricing, see how Netexem stacks up against RingCentral, Nextiva, and the rest, or talk to a real person about your agency.
Questions agencies ask before they switch.
See it work for your agency
Talk to a real person about your agency’s call flow.
We will walk through your AMS, your line-of-business mix, and your after-hours coverage gaps — and tell you honestly whether Netexem fits. No demo theater. No sales engineer. Just a call.